{"id":10168,"date":"2022-09-13T13:24:01","date_gmt":"2022-09-13T13:24:01","guid":{"rendered":"https:\/\/loans.tiida-nissan.ru\/?p=10168"},"modified":"2022-12-08T18:39:29","modified_gmt":"2022-12-08T18:39:29","slug":"concentration-in-the-european-banking-sector","status":"publish","type":"post","link":"https:\/\/loans.tiida-nissan.ru\/concentration-in-the-european-banking-sector.html","title":{"rendered":"Concentration in the European banking sector continues"},"content":{"rendered":"

\"Concentration<\/div>\n<\/p>\n

In its latest "Report of Financial Structures" from October 2017, the European Central Bank ECB points out that the number of independent banks within the eurozone continues to shrink. As a basis for comparison, the status in 2017 compared with the period between the years 2008 and 2016. One focus of the investigation is on the development in the individual countries.<\/p>\n

Sal. Oppenheim disappears from the scene.<\/h2>\n

Shortly after the publication of the report it became known that the Deutsche Bank AG makes serious. The institution belonging to the group Sal. Oppenheim, once the largest European private bank, is buried. The company is split up, integrated into Deutsche Bank, the name disappears.<\/p>\n

On the wish list of the Italian Unicredit and the French-based Credit Agricole is Commerzbank.<\/p>\n

The decline of independent banks in the euro zone is impressive. Were there in 2008 still 6.768 institutes, it was at the end of 2016 only 5.073 banks. The highest decrease was recorded in the Netherlands with 112 closures or takeovers, Germany with 71 and Austria with 64.<\/p>\n

In relative numbers are 71 "disappeared" banks in Germany at 1.800 active financial institutions a drop in the bucket.<\/p>\n

The situation is somewhat different in the European environment. Here, Spain, Greece, the Netherlands and Cyprus top the list with over 20 percent departures.<\/p>\n

It is noteworthy that four countries in the euro zone have almost divided the banking market among themselves. In Germany, Austria, France and Italy 67 per cent of all banks of the euro zone had their seat. Although the size has increased by two percent compared to 2008, one can speak of a certain stability. The Spanish banks, for example, form only a share of 2.9 percent.<\/p>\n

Adjusting the banks operating in the eurozone for banks with their actual headquarters outside leads to a figure of 2.290 banks and banking groups. This is over 700 less than in 2008 with 2.904 financial institutions.<\/p>\n

This is how asset management is distributed<\/h2>\n

European banks within the eurozone managed 24.2 trillion euros at the end of the year. More than half of the total assets were located in France and Germany, each with seven trillion euros each. Compared with the year 2008 this number means however a minus of 15 per cent.<\/p>\n

share of foreign banks from outside<\/h2>\n

Another interesting factor is the percentage of banks that manage funds in the eurozone but come from "outside" the eurozone. A look at the chart shows that the smaller the country, the larger the share of banks from outside the country. Lithuania has hardly any domestic banks. In Luxembourg or Ireland, domestic institutions hardly play a role in managing customer funds, likewise in Estonia.<\/p>\n

The reverse is true in Germany, France, Spain and Italy. Foreign banks hardly play a role here.<\/p>\n

Proportion of banks managing deposits from outside the Eurozone<\/h2>\n

\"Concentration<\/div>\n<\/p>\n

You could almost generalize – the smaller the country, the higher the percentage of assets held by banks outside the Eurozone. Lithuania does not actually have its own banks. In Luxembourg or Ireland, the volume of funds managed by domestic institutions is only marginal, the same is true for Estonia. Conversely, the number of non-domestic banks in Germany, for example, is negligible, as it is in France, Spain and Italy. (Graphic <\/p>\n

\"Concentration<\/div>\n<\/p>\n

Another indication of the consolidation of the banking sector is the number of inhabitants per bank branch. Latvia shows a tripling without the Latvians have an above-average birth rate in recent years. In the Netherlands the number increased by 100 percent, in Germany it is on the rise, but not significant. (chart <\/p>\n","protected":false},"excerpt":{"rendered":"

In its latest "Report of Financial Structures" from October 2017, the European Central Bank ECB points out that the number<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"yoast_head":"\nConcentration in the European banking sector continues - loans.tiida-nissan.ru<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/loans.tiida-nissan.ru\/concentration-in-the-european-banking-sector.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Concentration in the European banking sector continues - loans.tiida-nissan.ru\" \/>\n<meta property=\"og:description\" content=\"In its latest "Report of Financial Structures" from October 2017, the European Central Bank ECB points out that the number\" \/>\n<meta property=\"og:url\" content=\"https:\/\/loans.tiida-nissan.ru\/concentration-in-the-european-banking-sector.html\" \/>\n<meta property=\"og:site_name\" content=\"loans.tiida-nissan.ru\" \/>\n<meta property=\"article:published_time\" content=\"2022-09-13T13:24:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-12-08T18:39:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/loans.tiida-nissan.ru\/wp-content\/uploads\/sites\/664\/2022\/12\/konzentration-europischen-bankensektor-17bd.jpg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/loans.tiida-nissan.ru\/concentration-in-the-european-banking-sector.html\",\"url\":\"https:\/\/loans.tiida-nissan.ru\/concentration-in-the-european-banking-sector.html\",\"name\":\"Concentration in the European banking sector continues - 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