{"id":10341,"date":"2022-12-01T16:57:41","date_gmt":"2022-12-01T16:57:41","guid":{"rendered":"https:\/\/loans.tiida-nissan.ru\/?p=10341"},"modified":"2022-12-08T18:42:01","modified_gmt":"2022-12-08T18:42:01","slug":"the-difference-between-parental-benefit-and-child","status":"publish","type":"post","link":"https:\/\/loans.tiida-nissan.ru\/the-difference-between-parental-benefit-and-child.html","title":{"rendered":"The difference between parental benefit and child benefit in detail"},"content":{"rendered":"

With Elterngeld and Kindergeld, the German government provides an exceptional level of support for parents and their children. But these two terms are still too fuzzy for many people, especially if they haven't had to deal with them yet. For this reason, we have worked out the differences between parental benefits and child benefits and show the most important points in detail.<\/p>\n

What is child support?<\/h2>\n

Child benefit is a state benefit, which should ideally benefit the children. Child benefit is transferred to the parents – at least as long as the children are not of age – so that they can use the child benefit to cover some of the children's expenses. Since child benefits are staggered in amount, parents of very many children benefit more from child benefits. However, it is not sufficient in amount alone to fully cover the costs of children. In case of need, there is a lightning loan for this.<\/p>\n

\"The<\/div>\n<\/p>\n

How and when to get child benefit?<\/h3>\n

Child benefits are paid to parents as a monthly transfer from the time their child is born. However, the child benefit must be applied for at the family insurance fund. To keep this from being too stressful for parents after the birth, it is advisable to prepare the applications during pregnancy and add only the relevant details after the birth. Since the child benefit is staggered according to the number of children, parents of many children also benefit more from the child benefit. After reviewing the applications, the child benefit is transferred directly to the accounts of the applicants. However, this is usually not on the first of the month, but on fixed payment dates, which are determined in advance and which depend on the child benefit number. The final digit of the child benefit number determines the day in the month on which the child benefit is transferred. In this way, the Family Fund prevents overloading of the system due to too many transfers taking place at the same time.<\/p>\n

Child support per child per month:<\/p>\n

    \n
  • Child benefit for the first child: 219 euros<\/li>\n
  • Child allowance for the second child: 219 euros<\/li>\n
  • Child benefit for the third child: 225 euros<\/li>\n
  • Child benefits from the fourth child: 250 euros per child<\/li>\n<\/ul>\n

    Fact: Twins are treated as single children for child support and are simply counted through. So if you already have two children and then have twins, you will receive 225 euros for the twins and 250 euros according to the table above.<\/p>\n

    Fact: If the child benefit is not paid by the family fund, but by a public service pay office, it is transferred with the wage or salary of the respective month.<\/p>\n

    Where to apply for child support?<\/h3>\n

    Child benefits must be applied for at the relevant office of the family benefits office of the Federal Employment Agency. This depends on where the recipient or beneficiary of the child benefit lives. The family cash office not only accepts the applications, but also checks the applications for the respective claims for child benefit or child allowance. The application for child benefit should be made as soon as possible after the birth of the child.<\/p>\n

    Read more advice articles on child support here: <\/p>\n

    and on the subject of credit during parental leave, here is a detailed article.<\/p>\n

    What is parental benefit?<\/h2>\n

    Parental allowance is a state subsidy for new parents so that they can take care of their child's first period of upbringing and bonding without having to accept large financial losses. Parental allowance thus provides financial compensation for parents being able to work less and focus more on the child during the first months of the child's life. There is a total of twelve months of basic parental benefits. If both parents apply for at least two months of parental allowance and thus partner months are used, the duration is extended even to 14 months.<\/p>\n

    How and when to get parental allowance?<\/h3>\n

    Parental allowance is a state benefit that depends on the income level of the applying parent. Parental allowance can be up to 100 percent of the claimant's net wages and is paid up to 1.800 Euro paid out. So in the example, if the mother previously had a net income of 1.800 euros received, it will continue to receive this 1 during parental leave for the duration of the parental allowance.800 euros received. This depends, however, on the amount of net income during the assessment period. In total, the government pays the applying parent between 65 and 100 percent of the previous net income up to a maximum of 1.800 euros.<\/p>\n

    Where to apply?<\/h3>\n

    Parental allowance must be applied for via the parental allowance office in one's place of residence. In some federal states, the application is currently already possible online. The application for parental allowance can only be submitted once for each child. In the case of the birth of several children, i.e. twins, triplets and more, only one application for parental allowance is possible per parent. The application must be accompanied not only by a copy of the child's birth certificate, but also by proof of income. It is therefore advisable to prepare the application in advance of the birth and to send it after the birth.<\/p>\n

    Are there subsidies from the employer??<\/h3>\n

    While the employer has to make a contribution to maternity benefits, this is not the case with parental benefits. This is a purely state benefit for which the employer is no longer responsible.<\/p>\n

    How long do you get child benefit or. Parental allowance?<\/h2>\n

    Again and again the question arises how long children or parents can benefit from the respective payments. As with the amount of benefits, there are considerable differences here. Child benefit is paid out for much longer than parental allowance. How big the differences are, here in detail.<\/p>\n

    This is how long the parental allowance is paid out<\/h3>\n

    In the case of parental allowance, a distinction must be made between basic parental allowance and parental allowance plus. The basic parental allowance is paid for 12 months. ElterngeldPlus, on the other hand, is paid out for 24 months. This is based on the fact that in the case of ElterngeldPlus, recipients are only paid half the amount of the basic parental allowance. This is how you can benefit from the state allowance for twice as long. Depending on the professional situation, ElterngeldPlus can even be profitable if, for example, you work part-time at the same time. In this case, however, it is advisable to seek individual advice in order to get the most out of the parental allowance for the parents. Due to the partner months and partnership bonus months, new parents can benefit even more from the parental allowance. Here a separate consultation is useful in any case.<\/p>\n

    How long the child benefit is paid<\/h3>\n

    Child benefit is generally paid until the child reaches 18 years of age. The benefits are paid out only after the child or children reach the age of 21. However, there are some exceptions. Because should the child be 18 years old at the time of. If the child is unemployed before his or her 18th birthday, child benefit can continue to be paid until the child is 21 years old. If the child is still in training or studying, the child benefit can even be paid until the age of 25. The parental allowance can be paid out until the child reaches the age of 18. In this case, however, the family benefits office requires the relevant evidence. The child is thus covered for much longer than it might seem at first glance. For many families, child benefit is therefore an important component in providing for their own children.<\/p>\n

      \n
    • In principle, payment is made up to the age of 18. Child benefit up to the age of 21<\/li>\n
    • Paid until 21 if the child is unemployed<\/li>\n
    • Payment until 25 in the case of ongoing training<\/li>\n<\/ul>\n

      Info: Retroactive payment of parental & child benefits<\/h3>\n

      If the application for child benefit or parental allowance is made too late, this does not mean that the persons concerned have lost the money. Parental allowance can be claimed retroactively for up to three months. In the case of child benefit, it is even twice as long. Child benefit can be applied for retroactively for up to six months. Caution: The time limit for child benefit used to be considerably longer. Outdated information can therefore lead to the loss of many claims. Therefore, an immediate application after the birth is particularly important.<\/p>\n

      Conclusion: Both child benefit and parental allowance are important for parents and children<\/h2>\n

      Both the parental allowance and the child benefit are independent of each other and are not offset against each other. Parents benefit equally from both benefits from the birth of their child and from the time of application. This not only ensures the provision of the children, but also ensures that one or even both parents equally, at the beginning of the child's life can take care of it comprehensively. This is particularly important at the beginning of the commitment phase and is therefore financially supported by the state. So parents of children do not have to return to work immediately after the birth out of existential fear, but can take care of their child and its care comprehensively. However, benefits such as child allowance are fully counted towards state pensions such as Harz IV, because here the children are given their own pension key. This should be kept in mind if the child benefit does not change the reference amount.<\/p>\n","protected":false},"excerpt":{"rendered":"

      With Elterngeld and Kindergeld, the German government provides an exceptional level of support for parents and their children. But these<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"yoast_head":"\nThe difference between parental benefit and child benefit in detail - loans.tiida-nissan.ru<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/loans.tiida-nissan.ru\/the-difference-between-parental-benefit-and-child.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The difference between parental benefit and child benefit in detail - loans.tiida-nissan.ru\" \/>\n<meta property=\"og:description\" content=\"With Elterngeld and Kindergeld, the German government provides an exceptional level of support for parents and their children. 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