Instant cash? Loan with same-day disbursement
A broken household appliance, a necessary repair on a vehicle or a broken cell phone can be annoying. Especially if you don't have a nest egg set aside for repairs or a new purchase that may be needed.
FAQ on the subject of loan disbursement
Loan approved: When will I receive the disbursement?
Only when all documents are submitted and the credit check is successful, the bank will disburse your loan.
Loan signed: When will the loan be paid?
This can be after approval approx. 4-5 days. It depends on how quickly your application is forwarded to the disbursement office.
You cannot pay for the repair from your salary, as this is still a long way off and your bank balance does not allow for additional spending. If you need immediate cash – a loan in a small amount on your account, a mini loan can be advantages and a quick solution to your problem.
The small loan offers you the chance to have the cash you need in your account immediately, or within 24 hours at the latest, and pay for the repair.
Of course the possibility is suitable for immediately borrowing money not only with urgent calculations, but is also suitable if you fulfill a spontaneous desire and need for it immediately cash with a credit.
What is a loan with immediate payment?
An instant cash loan is a loan that stands out for its fast processing, approval and disbursement. In a few minutes your application is approved by the lender and you get the cash immediately.
Tip
If a loan is marked as an instant cash loan, you can count on immediate disbursement and thus immediate credit to your account.
Due to the technical possibilities with the online loan with instant cash, the loan is transferred to you without waiting time, as soon as you have authenticated yourself and your application has been accepted.
Consumers who need to borrow money immediately and can not get the loan only after a long processing time by the bank, the advantage offers mini loan with cash immediately on the account.
The advantage of the mini loan
Among the most popular forms of loans for cash immediately is the mini loan. Your advantage with the mini loan is based on the fact that the processing is fast and there is no strict check of the credit rating (Schufa).
Mini loans are largely offered with the free option to borrow money instantly. Sums between 100 and 3.000 euros are possible with this loan.
This is important
The mini loan is also called a small loan and often offered in connection with an instant cash loan.
If you want the cash immediately in the account, you should make sure when applying that your favorite offer is a mini loan, where you pay no additional costs to borrow money immediately.
In most offers, immediate payment to your account, at the latest within 24 hours, is an integral part of the loan conditions.
A comparison of offers not only saves you interest and allows a favorable rate in the repayment, but also leads you to an instant cash loan, which is paid out directly after its approval with immediate availability to you.
Easily and immediately borrow money despite Schufa
Your Schufa is not impeccable and there are a few small notes that affect your creditworthiness and actually speak against a loan? The advantage with the mini loan you apply as an immediate cash loan is that you do not expose yourself to a strict credit check and can even borrow money immediately if necessary and rely on for a loan without Schufa information.
Since the amounts involved in instant cash loan are small, there is no long repayment term and hence no major risk of default.
As a rule, you repay the loan in one installment when your next salary is received. If you are unable to realize this option, it is also possible that you pay the instant cash loan in a period of up to 90 days in three installments.
Tip
It is best to combine the search for an offer with the disbursement of cash immediately with the input that you would like to receive the loan despite negative Schufa.
You automatically get to the various lenders who lend you money immediately, even if you do not have a 1A credit rating.
Cash immediately without Schufa information requires a minimally higher interest rate than with a positive credit rating, but this circumstance should not have a major impact on the rate for repayment and on the total cost for the small amount in the mini loan.
Instant cash loan – choose offer without additional liabilities
In some cases, lenders pay out the cash immediately only if you sign another contract in addition to the loan. This can be, for example, an account that you open with the lender.
If you come across an offer in which the opening of an account with the lender is a prerequisite for the instant cash loan, you better refrain from this offer and reorient yourself.
The same applies if you take out a residual debt insurance or other financial product or are offered a credit card at the same time.
In this case, you would get the cash right away, but you would have to deal with restrictions in your Schufa and you would have chosen products that you don't even want or need.
Generally avoid an instant cash loan that doesn't require you to verify or pay a fee in advance to the lender. These two practices often go hand in hand and are only used by lenders who do not have serious intentions.
Attention!
It is well known that after paying the fee as the basis for the instant cash loan, a borrower does not hear from the lender after the transfer and also does not receive his money. An advantage of the mini loan is the fact that you can simply borrow money immediately and you do not have to make any additional commitment for it.
Cash immediately – comparisons of reputable providers will always bring you advantages
If you're looking for an instant cash loan and want low interest rates, as well as a repayment rate that suits you, you should look into a comprehensive comparison.
Cash immediately is the keyword, but there are a whole other set of criteria you need to compare when getting a loan. Look closely at the instant cash loan to see if it really is an express loan with no additional charges for fast payout.
Also check if you can borrow money immediately and receive it on your account. Look at the interest rates and find out where you can get especially cheap instant cash as a loan and will benefit from reputable credit conditions.