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Medical credit cards: 4 important rules to know

Medical credit cards: 4 important rules to know

If you've heard of medical credit cards, it's probably because of a brochure you received from your doctor or dentist's office. Since not all medical procedures are covered by health insurance, you may have been looking for payment options.

Experts advise us to be very careful before agreeing to any of these cards. A medical credit card may just be a financial wolf in sheep's clothing. (See also: Pros & Cons of Healthcare Credit Cards .)

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The SAFE Banking Act passed overwhelmingly – what happens next

The SAFE Banking Act passed overwhelmingly - what happens next

Over the past three years, marijuana has taken Wall Street by storm. Even though cannabis stocks haven't been doing so well for six months, many metrics are higher among the industry's biggest names than they were three years ago, as legal marijuana sales are expected to reach between 5 and 18 times current global sales of 10.9 billion by the end of the next decade. US dollars in 2018 will be.

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The importance of the choice of the loan term: that is why it should not be underestimated

Those who take out a loan essentially have to deal with the question of the loan amount and the loan term. The answer to this question will determine the exact shape of the credit. But how do borrowers find the optimal loan term?

Briefly explained: What is the credit period?

The term loan term refers to the period of time over which the loan amount is repaid. During this period, the borrower makes regular payments to the bank. A long credit term leads to higher interest rates than a short credit term. This reason is an advantage of a short credit term. A disadvantage is the higher monthly burden: with a short loan term, there is less time available for repayment, which means that the installments are higher. Therefore, the personal financial requirements and the loan amount are crucial for the question of the optimal loan term. The borrower, in coordination with the bank, determines the terms of the loan – which includes the loan term. To what extent the borrower has choices here is different depending on the individual case.

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Guide to Improving Odds of Getting a Small Business Loan

Guide to Improving Odds of Getting a Small Business Loan

Running a small business can be challenging considering the financial requirements that follow to sustain or expand the business. In such times, small business loans can prove to be quite fruitful for your business. Some various financial institutions and banks provide you with MSME loans although, due to the competition, it might be taxing to get approval from the lender. Fortunately, by strengthening your loan application, it is possible to improve the odds of getting small business loans from your credits.

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The difference between parental benefit and child benefit in detail

With Elterngeld and Kindergeld, the German government provides an exceptional level of support for parents and their children. But these two terms are still too fuzzy for many people, especially if they haven't had to deal with them yet. For this reason, we have worked out the differences between parental benefits and child benefits and show the most important points in detail.

What is child support?

Child benefit is a state benefit, which should ideally benefit the children. Child benefit is transferred to the parents – at least as long as the children are not of age – so that they can use the child benefit to cover some of the children's expenses. Since child benefits are staggered in amount, parents of very many children benefit more from child benefits. However, it is not sufficient in amount alone to fully cover the costs of children. In case of need, there is a lightning loan for this.

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I Can’t Pay My Student Loans, What Should I Do?

I Can't Pay My Student Loans, What Should I Do?

Are you constantly getting pestered by your loan company? Can’t find a reliable job post-graduation? Have other fees to pay and simply can’t afford to get out of debt yet? You aren’t alone. More than 20% of student loan borrowers are in default payment mode: meaning, they haven’t made a loan payment in at least 270 days. However, this plan has financial consequences. How to avoid it? Read on.

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Quickly get a loan – how long does it take credit decision and loan disbursement?

Quickly get a loan - how long does it take credit decision and loan disbursement?

At the house bank and classical financial institutions you can hardly get a loan quickly. Just for the loan decision, the bank takes a few days, so you definitely have to wait for the money and bring time for disbursement in the loan. It is different with online loans, which you can get immediately and receive without waiting time on the account for free disposal.

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