Category: Loans

Care at a distance is required when parents live far away and are in need of assistance. Often their adult children work in the big city. If they also live somewhere else, they commute between their place of work, their place of residence and their home town in order to provide for their parents. Managing this logistically, but also emotionally, is a challenge. What support caregivers can fall back on and how you can avoid being overwhelmed..

What does care at a distance mean?

Care at a distance means performing nursing tasks remotely. This can be organizational errands from far away. But it also includes on-site tasks, if the caregiver travels especially for this purpose. There is no exact definition of how far someone has to be from home for this to happen. A study by the Center for Quality in Nursing defines as follows: Long-distance care is given when caring adult children live at least 25 kilometers away from their parents. In addition, the way there is 20 minutes or more.

Both differ in the conditions. Rarely is a company account offered free of charge by the bank. The reason is: significantly more bookings go through a business account than through a private account.

For corporations GmbH – AG – UG – KgaA is mandatory under the Banking Act a business account. It is also not uncommon for a bank to exclude a private account in its general terms and conditions for business purposes and therefore it may not be used.

Checking accounts are like smartphones: it's hard to imagine life without one. Fast transfers, flexible access and individual models distinguish the offers of many banks. But which checking account is the best?

Thanks to FinanceScout24, you can find the right current account in no time at all! We present different types of accounts and show you what is important when comparing current accounts. You are well prepared for opening and switching accounts with our tips.

More and more young people are getting into debt or tend to get into debt. What's the reason and how to prevent youth debt? We will deal with these issues in the following text. We will also go into more detail about how to seek help if you are in a difficult financial situation.

Why do young people have debts?

Youth debt is on the rise and more and more young people are sinking into debt chaos. But what are the reasons for the numerous people who are young in debt?

The violent death of George Floyd by police hand in Minneapolis (USA) shocks. For minutes, a police officer pressed his knee on the neck of the 46-year-old man. Not only in the USA, in many other countries and also in Germany people show their sympathy. However, Germany is also showing an extreme side: the protests are "against racism and police violence". Undifferentiated, the police officers are accused of violence and structural racism here as well. Who benefits?

Racist police violence in the U.S

The U.S. citizen George Floyd was killed on 25. May 2020 accused by store security of paying for a pack of cigarettes with a fake $20 bill. Floyd denied this and refused to hand over the purchased cigarettes. Employees called the police. They assessed Floyd as drunk and described their impression to arriving police. A total of four police officers dealt with the facts of the case. George Floyd initially did not want to get out of his passenger car, but eventually cooperated. Before the patrol car, Floyd panicked, stating that he was claustrophobic and could not sit in the patrol car. Here he reported breathing problems for the first time. When he was put in the back seat, there was a scuffle between him and a police officer. Another then pulled him out of the patrol car, three policemen fixed him on the ground, one by kneeling on his neck. Passers-by started filming this scene and heard Floyd's pained words "I can't breathe", moreover they saw that he was bleeding from his nose. They asked the policeman to let go of the man. In total, this sat unchanged on the neck of the man for eight minutes and 46 seconds. During this, George Floyd had lost consciousness, also police could no longer feel a pulse even while he was being restrained.

Investment mortgage rates currently range from 4.75% to 13%, depending on the type of loan and borrower qualifications. For shorter mortgages like hard money loans with terms up to three years, interest rates range from 7.5% to 13%. For permanent mortgages such as Federal Housing Administration (FHA) loans up to 30 years, interest rates range from 4.75% to 5.2% or more.

Average daily mortgage rates

Loan typeAverage daily interest rateDaily change

30 years fixed	4.07%	+0.02
15 years fixed	3.65%	+0.01
7/1 adjustable rate mortgage (ARM)	4.19%	N / A

* Table updated on 14.12

Churches that help with rent and churches that help pay bills low-income families and individuals have proven to be saviors for several needy families. Services include free food distribution, clothing distribution, paying house rent and also paying some utility bills. Some of the churches also provide medical facilities and shelters for the homeless.

One can also seek help from churches that help with rent to those in need., During Christmas week, toys and meals and other things are provided to people who cannot afford to buy it. In this article, we have listed the useful information about churches that help with rent, so read it to the end to get the benefits of charity programs that help pay rent.

With the right South Africa credit card you can save a lot of money during your trip and at the same time have a clear conscience. Hardly anyone feels particularly comfortable in a foreign country with bills spilling out of their wallet or having to hide them in their hotel room.

We traveled through South Africa ourselves for two months, during which time we tried out numerous banks and also paid in several accommodations, restaurants and stores with our travel credit cards.

In its latest "Report of Financial Structures" from October 2017, the European Central Bank ECB points out that the number of independent banks within the eurozone continues to shrink. As a basis for comparison, the status in 2017 compared with the period between the years 2008 and 2016. One focus of the investigation is on the development in the individual countries.

Private insolvency is a court procedure that helps over-indebted people to finally become debt-free. At the end of this procedure is the so-called residual debt discharge – the release from all remaining debts. To find out how you can achieve this, how long it takes to get there and when the discharge of residual debt can be denied, read the following guidebook.

FAQ: Residual debt discharge at the end of private insolvency

What does it mean when the discharge of residual debt has been granted??