The VVK People’s Credit
The car needs to be repaired, the TV set is not working and new furniture is also long overdue. But where to get all the money? Sometimes everything comes together – almost always when you don't need it. Many people come in this context in financial difficulties and do not know further.
But the solution is only a few clicks away: The VVK Volkskredit!
Already from a credit sum of 3.000 EUR the VVK Volkskredit is disbursed, and that quite simply and uncomplicatedly. Of course, the credit application is free of charge and without obligation, if the information is correct and in accordance with the contract, there is an immediate online confirmation of the payment of the loan.
Up to 3.500 EUR credit without Schufa!
For all those who would like to receive their loan discreetly and without entry in the personal SCHUFA file, the VVK Volkskredit without SCHUFA is offered for a sum of 3.500 EUR to. In this case, the applicant must be employed full-time by his current employer for at least twelve months. The granting of the credit takes place then without information with the SCHUFA to catch up and/or. without a corresponding entry in the SCHUFA file of the borrower.
The conditions of the VVK people's credit
The repayment of the VVK Volkskredits begins in principle four weeks after the disbursement of the credit sum and takes place (alternatively) in each case on the 1st day after the disbursement of the credit sum. or 15. of a month over the contractually agreed term.
The APR depends on creditworthiness and is 7.99% in the most favorable case, the range extends to an interest rate of 15.95% p. a. The debit interest rate is thus from 6.35 %. The borrower can choose the term of the loan between 12 and 120 months.
Let's move on to the net loan amount: as already mentioned, the loan starts from a net amount of 3.000 EUR and usually reaches up to an amount of 50.000 EUR. However, much higher credit amounts are possible upon request (up to 150.000 EUR).
Requirements for obtaining the VVK Volkskredit
In principle, everyone can receive the VVK Volkskredit, provided that he is already for at least six months (exception: the already mentioned credit free of credit history) in a non-terminated employment relationship in full time with his present employer. Pensioners and civil servants can also apply for the loan, provided that they also receive regular benefits. The granting of this loan takes place as a so-called side loan, therefore existing financial obligations do not play a role with regard to the taking out of the loan.
How to apply for the VVK Volkskredit?
A special online form is available for quick and easy application of the VVK Volkskredits. Fill out this completely and truthfully and send it off. Within a few minutes, the data will be checked and, if the check is positive, the bank partner will approve the payment. The form guarantees secure transmission of all data through SSL encryption, so that no one can view them.
Alternatively, the Volkskredit can also be applied for by mail. In this case, print out the application form, fill in your complete data, sign it and send it by mail together with your personal documents. Here, too, the loan request is processed immediately and (in the case of a positive review) a direct disbursement commitment is made by the bank partner.
The documents to be sent with the credit application consist of a copy of the identity card (front and back) and a current certificate of earnings, or. the same pension certificate as an original document.
In both cases, you will then receive a personal loan agreement by email or mail. In this contract all conditions are written and legally secure, you only have to sign it and send it in afterwards. The loan is then paid out within a few days by transfer to your bank account. For the disbursement of the VVK Volkskredits no additional collateral, guarantors, etc. are required. necessary.