Category: Loans

Having two mortgages isn't as rare as you think. People who accumulate enough equity in their homes can choose to take out second mortgages. You could use the money to pay off a debt, send a child to university, start a business or make a big purchase.

Let's look at an example: You took out an equity line of credit ten or more years ago, and during the draw period – the time when you could "draw" on your line of credit – you paid a manageable amount: $275 per month on a $100,000 line of credit.

Whether it's for a high-end car, a house, a yacht, a trip around the world or whatever, a 50000 euro loan can help you fulfill a wide variety of desires and dreams. This loan amount is very popular because it is optimal to turn big plans into reality.

That's why house building will be even more expensive this year – Image: © Watchara #298701901 – stock.adobe.com

The German Santander Consumer Bank works as a contractual partner of many car dealerships and as one of the largest financing partners in the automotive industry. For many years, the credit institution has served as a proven and loyal companion for financing issues.

The corona virus drives many employees into short-time work or unemployment. Even self-employed people get into financial trouble. Does child support still have to be paid in this situation if the money is barely enough for the child's own needs?

1. How much is the maintenance?
2. What is the effect of a maintenance order??
3. Can the maintenance title be adjusted?
4. How it behaves with the maintenance without maintenance title?
5. How the child bonus affects the maintenance obligation?
6. Do I need to draw on my savings?
7. How much may I keep for my own needs?
8. What happens if I have less than the deductible remaining?
9. Summary

1. How much is the alimony?

The amount varies depending on the type of alimony. In the case of child support, the income of the person paying the support is decisive for the amount of support:

We Germans use our cars mainly for short journeys.
In everyday life, we cover an average of just 8 kilometers with it. E-bikes and pedelecs are the environmentally friendly alternative that even commuters can benefit from. The range is large and is constantly being expanded. We give an overview of the variety of models and clarify what you have to consider when buying one.

Outwardly, Italy likes to act bigoted. Here Maria statues of a cemetery in Milan. But in reality, the judiciary extensively covers up for mafia and rip deal gangsters and refuses to cooperate internationally in criminal prosecution. (Image: pxiabay)

In medieval art, choleric, phlegmatic, melancholic and sanguine people are personified by a lion, a lamb, a boar and a monkey, respectively.

The classification of human temperaments into four classic types is, of course, no longer up to date. Science has long proposed many new classifications for this – remember at least introverts and extroverts . Of course, none of them is exhaustive, but looking at an object from an ironic point of view can be amusing.

Self-employed, freelancers and founders have a hard time taking out loans. Lack of collateral in the form of a regular income and the increased risk of self-employment preclude approval by the house bank and many private banks. But to open a business or start your own business you need money.

Using the financial capacity of bidders as a suitability criterion is a much underestimated tool to protect against default or even performance problems resulting from economic problems of the contractor. Particularly in the course of the current Corona crisis, the insolvency risk of many companies has increased, so that a review to this effect is particularly useful, but at the same time also to a large extent based on the long-term or financial performance of the bidder. strategic key figures and key figure systems should be carried out in order to exclude "pre-judgements" due to currently (operationally) poor key figures. After providing an overview of the conceptual basis in the first part of this series of articles, in this part we will look at how the economic performance of bidders can be determined transparently with the help of a consideration of various key figures.

As the first part of this series of articles has shown, the review of a bidder's financial performance goes beyond the mere consideration of variables or individual key figures such as net income or the EBIT presented in the first article or. EBITDA beyond. Cash flow, which has already been explained, is also a liquidity-oriented variable that is only of limited use in determining whether a company z. B. an imminent risk of insolvency may exist or. What the long-term future holds for the company. In addition, in the case of small and medium-sized enterprises, such operating result figures are only available to a limited extent or. are rarely made transparent.